Phone: 318.387.8918   |   advisor@fletcherfinancialgroup.net   |   Visit Us! |

What We Do

Home » What We Do

What We Do

Our Financial Roadmap process is designed to help our clients achieve simplicity and confidence during their retirement years. It’s focused around 5 key areas of your current financial life.

 

ACCUMULATION

  • Investments for growth
  • HIGHER tolerance for risk
  • Time is on your side
  • Dollar Cost Averaging on current contributions

PRESERVATION

  • Distributions for your income
  • LOWER tolerance for risk
  • Time is NOT on your side
  • Social Security Maximization
  • Inflation Plan
  • Spousal Plan

TAX PLANNING
Any comprehensive retirement plan will include a strategy for decreasing tax liabilities. This includes closely examining where your investments, savings, etc are placed in the three primary tax classifications of money:

  • Taxable NOW
  • Taxable LATER (tax deferred)
  • Taxable LATER (tax free)

HEALTH CARE PLANNING
We will create a plan to help you address rising health care costs with a minimum of expense, including:

  • Looking at all aspects of Medicare, Parts A, B and D
  • Analyzing options for a Long-Term Care Plan
  • $327,000 is the average amount spent on healthcare expenses for an individual age 65+
  • 70% of individuals age 65+ will experience a long-term care event

ESTATE PLANNING
It is important to ensure your hard-earned assets go to your beneficiaries in the most tax-efficient manner. By working collaboratively with a qualified estate planning attorney, our goal will be to help you:

  • Ensure that you have the three necessary documents in place to ensure your estate is distributed to your beneficiaries probate free
  • Maximize your estate and income tax planning opportunities
  • Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death

Complimentary Reports
“Roadmap to Retirement Income”
This guide will help you construct your retirement income strategy.

Call Now Button